Credit Officer

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Salary : GBP19000 - GBP24000
Location : York
Post Date :
Employment Type : Permanent
Job Order Number : 468691
Line of Business : Administration

Description :

Office Team are recruiting for Credit Officer to join a well-established and growing business based in York . Reporting to the credit manager you will have responsibility for the credit assessment of new business and also the maintenance of existing customer credit limits. This role includes assessing the credit worthiness of new applicants and assigning suitable credit limits to new accounts. In addition, you would be required to monitor account activity and review high volume drawings on accounts, whilst keeping customers operating within their allocated credit limit. The successful candidate would be responsible for managing their own product base and making important credit decisions based on information obtained from external sources. This is a great opportunity for someone to work in a fast paced, varied environment whilst developing risk assessment skills. This key role would suit an individual who thrives under pressure. The candidate will ideally have an appreciation of credit collections processes in addition to possessing credit risk experience.This role has a the opportunity to qualify for a monthly commission scheme based on performance related indicators and would also offer the potential to study for a professional credit management qualification with ICM.

Key Tasks:

  • New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions
  • Interrogation of financial statements and assessment of these, including trend identification
  • Daily generation of volume reports using in house database and excel
  • Monitoring, managing and reporting of exceeded Credit limits escalating where necessary
  • Assessment of customer fuel drawings against their agreed credit limit using on-line credit reference agencies to obtain company/consumer information
  • Assessing customer accounts making an informed decision on Credit limits ensuring minimal risk, whilst being commercially aware
  • Contacting customers to resolve credit issues· Dealing with applicants, existing customer and extensive contact with the sales team

Key Skills/Attributes:

  • Previous work experience gained within one of the following areas is essential - Credit Risk , Fraud Analytics or Financial Services administration
  • A confident telephone manner
  • Positive attitude and enthusiasm towards work
  • Good eye for detail
  • Excellent ability to communicate at all levels
  • Strong knowledge of excel
  • Developing and maintaining excellent relationships with external sales agents
  • Ability to prioritise and manage own workload
  • Ability to work well in a close team

Interviews available immediately for suitable candidates .

Salary & Benefits:

£19,000k - £24,000k , plus monthly commission , free car parking and additional benefits

Robert Half Ltd acts as an employment business for temporary positions and an employment agency for permanent positions. Robert Half is committed to equal opportunity and diversity. Suitable candidates with equivalent qualifications and more or less experience can apply.

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Leeds

Ground Floor, Sterling House
The Bourse,
LS1 5EQ Leeds,
Phone : 0113 242 8978

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